At the start of each new school year, students fill the classrooms of colleges and universities throughout Canada and around the world. The air is filled with excitement! As a student, you will be preoccupied by unfamiliar surroundings, new friends, and the challenges your studies will present. One thing that might have escaped your attention is what happens if you encounter a sudden and unforeseen accident or illness.

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   When you decide to study abroad, it is important to research the various emergency medical insurance options available to you. As an international student, you may no longer receive the medical coverage provided by your home country and the medical bills associated with any sudden and unforeseen accident or illness could be financially crippling. Finding a comprehensive emergency medical insurance plan that fits your needs as a student, will help you to enjoy the experience of travel and study with better peace of mind.

We offer emergency medical insurance options for Canadians studying abroad, as well as plans for those who are coming to study in Canada.

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For Canadian Students Studying Abroad

   We offer Canadians who are seeking education abroad comprehensive emergency medical insurance plans through our various product lines. Of the various policies recommended available (Travel, Youth, Cruise and Seniors) the Travel and Youth plans are best suited for students studying out-of-country. Both plans discussed below offer comprehensive emergency medical coverage while studying abroad.

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Travel Right Insurance Plans – Travel Emergency Medical Insurance Plan:*

The Travel Emergency Medical Insurance Plan provides unlimited emergency medical coverage and is great for those who are studying in countries with high medical costs for extended periods of time.​

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Travel Right Insurance Plans – Youth Emergency Medical Insurance Plan: *

The Youth Emergency Medical Insurance Plan offers student’s protection at a lower cost option, with lower limits of coverage, when compared with the Travel Emergency Medical Insurance Plan.​

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For all insurance plans, applicants must have emergency medical insurance coverage under a Canadian Government or University Health Insurance Plan (GHIP/UHIP).

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*This is a very brief description of coverage. Please see contact me for more information.

Tip: Be sure to contact your Government Health Insurance Provider to confirm your coverage will remain in effect while you are studying abroad.

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For International Students Coming to Canada

 

   Canada is an attractive destination for international students because our education system is relatively affordable and is recognized for its high standards around the world. Since 2012, Canada has welcomed an increasing number of international students.

    As an international student, travel insurance should be the first thing you pack! We offer various Visitors to Canada Emergency Medical Insurance plan options for students coming to Canada – the two most common are the Essential and Premier plans. Both plans offer various plan limits and deductible options. Coverage is available for up to 18 months.

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Visitors to Canada Emergency Medical Insurance – Premier Plan offers upgraded and additional benefits when compared to the Essential Plan.*

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Visitors to Canada Emergency Medical Insurance – Essential Plan is best suited for those who are in good health and require a low cost plan​.*

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Note: Some universities may offer coverage for medical expenses incurred while a being student at their institution. Coverage is not always provided or limited to sub-standard expectations. To be eligible for coverage under the Visitors to Canada Emergency Medical Insurance Plan, you must not be eligible for any Government or University Health Insurance Plan (GHIP/UHIP).

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*This is a very brief description of coverage. Please contact me for any policy wording for benefits, definitions, exclusions, limitations, terms and conditions.

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